Little Investors

Start investing early on behalf of a minor to give them a strong and dependable financial foundation for the future. Small but consistent contributions made today can compound into substantial wealth over the years. It’s a thoughtful and proactive way to support their dreams, milestones, and long-term goals with confidence.

3 years Annualised return

Risk

Benchmark

Investment Horizon

Type

Key Highlights

Focused Portfolio

Long term focused portfolio with Equity mutual funds schemes, chosen through deep bottom-up research and supported by a strong structural investment thesis.

Investment Mode

Minor investing offers flexibility to invest either through a one-time lumpsum or systematic monthly SIPs, allowing you to build wealth in a way that suits your goals and comfort.

Minor's 18th birthday

Once the minor becomes an adult, the minor will need to provide their own KYC documents and bank account details to take control of the investment.

Strategy Overview

Why Minor Investment Matters?

At Growfolio, we believe true wealth isn’t just about numbers — it’s about nurturing possibilities. When you invest in a mutual fund for your child, you’re not just saving — you’re planting the seeds of lifelong financial confidence. The Financial Perspective — Power of Time and Compounding Starting early is the single most powerful advantage in investing. A small, consistent SIP in a mutual fund during your child’s early years can create substantial long-term wealth through the power of compounding. Example: Invest ₹5,000 per month for 15 years at an average return of 12%. By the time your child turns 18, the corpus could grow to over ₹25 lakh — a meaningful amount that can support higher education or entrepreneurship. 💼 Harness the power of compounding over a long horizon. 💼 Build a goal-based corpus for your child’s future. 💼 Enjoy tax-efficient withdrawals once your child becomes a major. 💼 Instill financial discipline within the family. 💖 The Emotional Perspective — Investing in Their Dreams Behind every SIP lies emotion — love, care, and foresight. Investing for your child is a deeply emotional journey. Each contribution is a silent assurance that you’re thinking ahead for them, even before they understand what wealth means.

Key Advantages of Minor Investments

  • Early Start, Greater Growth: More years for compounding and wealth creation.
  • Financial Awareness: Teach children about savings and responsibility early.
  • Diversified & Expertly Managed: Access professional fund management effortlessly.
  • Flexible & Affordable: Start with SIPs as low as ₹500/month.

Performance

NAV

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AUM

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Expense Ratio

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Sharpe

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Sortino

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Max Drawdown

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Volatility

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Parenting with foresight and Minor Common Account Number (CAN)

It’s a fulfilling experience to watch your child grow — and alongside, see their investments mature into something truly meaningful. You’re not just creating financial assets; you’re building emotional security and teaching the value of patience and consistency. “At Growfolio, we see this as more than investing — it’s parenting with foresight.”

  • Guardian Setup: A parent or legal guardian acts on behalf of the minor and completes KYC.
  • Minor’s KYC: Submit proof such as a birth certificate or Aadhaar.
  • Open a Minor Folio in the child’s name with Minor bank account or Guardian bank account or Joint account of minor & guardian.
  • Transition at 18: Convert the folio to a major’s account once the child turns 18.

Market Cap Allocation

CategoryAllocationNotes
Large CapUpdated quarterly
Mid CapUpdated quarterly
Small CapUpdated quarterly
CashUpdated quarterly

Underlying holdings

Underlying funds will appear here once the advisor team publishes the portfolio composition.

Returns are not guaranteed. Final investment decisions remain with the investor.