Legal

Privacy Policy

Effective: 1 January 2025 · Last updated: 1 June 2025
GrowFOLIO Technologies Pvt. Ltd. is committed to protecting your privacy under applicable Indian data protection, technology, and securities regulations.

Information we collect

  • Identity and contact information needed for account setup and support.
  • Financial profile, risk preferences, goals, and investment suitability inputs.
  • KYC and documentation information required by applicable law and partners.
  • Device, usage, and log data used to secure and improve the product.
  • Portfolio, transaction, and advisor interaction records related to your account.

How we use your information

  • To verify identity, onboard accounts, and provide advisory workflows.
  • To personalise recommendations and help your assigned advisor serve you.
  • To process investment requests through regulated platforms and partners.
  • To send portfolio updates, support replies, service notices, and required records.
  • To meet audit, compliance, legal, security, and dispute-resolution obligations.

Information sharing and disclosure

  • Regulators and government authorities only where legally required.
  • Registrars, KYC agencies, payment providers, and regulated partners needed for service delivery.
  • Internal teams and assigned advisors under role-based access controls.
  • We do not sell personal data to advertisers or third-party marketers.
  • We do not use personal financial data to train external AI models.

Data retention

  • Records are retained for as long as needed to provide services and meet regulatory obligations.
  • Investment and advisory records may be retained for statutory audit and compliance periods.
  • You may request correction or deletion of non-mandatory data, subject to legal retention limits.

Your rights

  • You may request access to personal data we hold about you.
  • You may request correction of inaccurate or incomplete information.
  • You may raise privacy concerns through our grievance channel.
  • Requests can be sent to dpo@growfolio.in with subject line 'Privacy Request'.

Security measures

  • Encryption is used for sensitive data in transit and at rest.
  • Access to portfolio data is role-gated and logged.
  • Authentication, session controls, monitoring, and periodic reviews protect account access.
  • If a reportable data incident occurs, we will follow applicable notice obligations.

Contact our Data Protection Officer

For privacy-related queries, rights requests, and complaints, contact dpo@growfolio.in.

GrowFOLIO Technologies Pvt. Ltd., Mumbai, India