Legal

Terms of Service

Effective: 1 January 2025 · Last updated: 1 June 2025
Please read these terms carefully before using GrowFOLIO. They govern your use of our investment advisory platform and public website.

Acceptance of terms

By accessing the GrowFOLIO website or app, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

Eligibility

You must be legally eligible to use investment advisory services in India and must complete all required onboarding, suitability, and KYC steps before investing.

Nature of services

GrowFOLIO provides app-first investment advisory workflows, portfolio monitoring, and facilitation through regulated partners. We do not guarantee returns, and all investments are subject to market risk.

Fee disclosure

Fees, commissions, and any applicable charges are disclosed during onboarding or in product documents. Fee structures may change with notice where required.

Client responsibilities

You agree to provide accurate and current information, keep credentials secure, review recommendations carefully, and promptly report unauthorised activity.

Limitation of liability

To the extent permitted by law, GrowFOLIO is not liable for market losses, third-party outages, force majeure events, or actions taken contrary to advisor guidance.

Intellectual property

The GrowFOLIO app, website, brand, reports, design, and advisory materials are owned by GrowFOLIO or its licensors and may not be copied without written permission.

Governing law and disputes

These terms are governed by Indian law. Disputes should first be raised through our grievance process and may be escalated through available regulatory mechanisms.

Modifications and termination

We may update these terms with notice where required. Either party may end the advisory relationship as permitted by applicable agreements and law.

Market risk disclaimer: Investments in securities markets are subject to market risk. Read all related documents carefully before investing.