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Emergency Fund Builder

An Emergency Fund is a financial safety net — money set aside to cover unexpected expenses or financial emergencies without disrupting your regular finances or forcing you into debt. The Emergency Fund portfolio strategically blends liquid funds and low duration mutual fund schemes, ensuring instant liquidity while outperforming traditional savings accounts and fixed deposits in returns.

3 years Annualised return

6.99% per year

Risk

Low Risk

Benchmark

CRISIL Liquid Debt A-I Index

Investment Horizon

Short term

Type

Debt-Oriented

Key Highlights

Liquid Portfolio

A liquid portfolio comprising three high-quality debt mutual fund schemes, carefully selected for their strong credit quality and superior liquidity.

Investment Mode

Emergency Builder Portfolio offers flexibility to invest either through a one-time lumpsum or systematic monthly SIPs, allowing you to build an emergency fund for unexpected financial crises.

Beat Fixed Deposit

The Emergency Builder portfolio is designed to deliver better returns than traditional savings accounts and fixed deposits, while maintaining safety and easy accessibility.

Strategy Overview

Investment Strategy

The Emergency Fund Portfolio is carefully crafted to offer maximum safety and efficient growth for your short-term savings. By smartly balancing high liquidity with optimized returns, it serves as a smarter, more flexible solution for building and maintaining your emergency reserves with confidence.

  • Quality Liquid & Low duration debit oriented mutual fund schemes.
  • Consistently outperform traditional savings accounts and fixed deposits.
  • Offering investors instant access to their money whenever needed, without compromising on returns

Who Is This For

Performance

Final Value

₹ 1,22,426

Invested Amount

₹ 1,00,000

Gain

₹ 22,426 (22.43%)

XIRR

6.99%

Sharpe Ratio

22.42

Max Drawdown

-0.04%

Volatility

0.31%

Market Cap Allocation

CategoryAllocationNotes
Large Cap—Updated quarterly
Mid Cap—Updated quarterly
Small Cap—Updated quarterly
Cash—Updated quarterly

Underlying holdings

Underlying funds will appear here once the advisor team publishes the portfolio composition.

Returns are not guaranteed. Final investment decisions remain with the investor.

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