About Us
🌱 The Meaning Behind ‘GrowFolio’
The name GrowFolio blends two powerful ideas: “Growth” and “Portfolio.”
“Grow” symbolizes consistent progress, financial strength, and long-term prosperity. “Folio” refers to the carefully constructed selection of financial instruments tailored to your goals.
We created GrowFolio with a simple belief: Empowering you to live joyfully today, while building the financial freedom of tomorrow — through mindful spending, disciplined saving, and guilt-free choices.
Every investment decision we make is backed by research, transparency, and alignment — because we co-invest in most of the same products, so it’s our shared journey.
🧭 What We Offer
We offer end-to-end financial solutions for individuals and families — whether you’re building wealth, planning goals, or managing retirement income.
🔍 1. Complete Financial Analysis
Before suggesting any products, we conduct a 360-degree financial analysis. This helps us understand your current position and build a realistic, step-by-step roadmap to reach your goals.
🎯 2. Goal-Based Investment Planning
Using custom mutual fund baskets, we help you invest with clear intent — whether it’s buying a home, saving for a child’s education, or retiring early.
🧩 “A goal without a plan is just a wish.” We make sure your plan is actionable.
📈 3. Growth-Oriented Wealth Creation
For investors looking for capital appreciation, we offer a diversified suite of growth tools:
- Mutual Funds
- Portfolio Management Services (PMS)
- Alternative Investment Funds (AIF)
Each portfolio is customized to match your risk profile and time horizon.
🏖️ 4. Post-Retirement Cashflow Management
Retirement isn’t the end of your financial journey — it’s a new beginning.
We structure stable income flows through hybrid instruments, giving you financial peace of mind in your golden years.
🛡️ 5. Family Security & Risk Protection
We ensure your loved ones are financially protected through insurance, because peace of mind is the ultimate wealth.
- Term Insurance for income replacement
- Health Insurance to manage rising medical costs
💼 6. Taxation
Our taxation services are designed to help individuals optimize income structures, leverage eligible deductions, and ensure accurate tax filings. Through strategic planning, we help minimize tax outgo while maintaining full compliance with the Income Tax Act.
✋”We follow a client-first approach — always.”
We strongly believe that the right financial advice should be unbiased and aligned with your goals, not our commissions. While it’s true that we receive commissions (as is standard in the industry), we never let that influence our recommendations.
Here’s how we ensure that:
Risk Profiling First:
We begin every relationship with a detailed understanding of your risk appetite, investment horizon, and financial goals. Only products that align with this profile are considered, whether or not they carry a higher commission.
Goal-Based Planning:
Our focus is on helping you achieve specific goals — whether it’s retirement, your child’s education, or financial independence. We select products that serve these goals best, not those that pay us more.
Long-Term Relationship > Short-Term Commission:
Trust is our biggest asset. If we push the wrong product for a short-term benefit, we lose credibility — and more importantly, we fail you. That’s not how we operate. Our success depends on your success.
Transparent Recommendations:
We are happy to disclose the commission structures if you wish. In fact, many of our recommended funds often have lower commissions, because they’re the right fit for your plan.
Regulatory Standards:
As a regulated entity, we adhere to SEBI and AMFI guidelines which emphasize suitability and transparency. That’s built into our compliance and advisory process.
Co-Invest:
We also invest our money in Mutual funds and PMS for our Retirement Goal, our Child’s Education, and other short-term goals.
👤 About the Founder
Anil Maddala is the Founder of Growfolio, a boutique personal wealth advisory rooted in clarity, discipline, and real-world impact. With over 15 years in Indian financial markets — including a long stint as Vice President at ZERODHA — Anil brings deep expertise in equity, mutual funds, and goal-based investing. In 2024, he left the corporate world to start Growfolio, driven by a single belief that financial advice should serve real people, not market noise.
Anil, the Human
Anil’s career has always been anchored in three values: trust, simplicity, and discipline. I am currently pursuing the Executive Programme in Investment Banking & Capital Markets at IIM Calcutta. Outside of finance, he’s a passionate endurance athlete — completing the Oxfam 100km, Ironman (2023), and multiple ultra trail runs including Malnad, Bison, and Kaveri Trail. He’s also a proud father to Lihan — whose curiosity and courage inspire him daily. Raised in a middle-class household with a homemaker mother, an Army veteran father, and a farmer grandfather, Anil’s relationship with money, risk, and freedom is deeply personal.
The Vision at Growfolio
Growfolio exists to help people live joyfully today — while building the freedom of tomorrow. Through thoughtful planning, transparent advice, and co-investment in the same products we recommend, the mission is simple: to make financial freedom feel like a lifestyle, not a sacrifice. Whether it’s a young family planning their future, or a retiree seeking income stability — Growfolio stands for planning that puts you first.